Jim Swafford Top real estate agent in Decatur

Jim Swafford

Weichert Realtors The Space Place
6 Years of Experience
(28)
$246K
Total Sales Last Year
6
Years of Experience
74
Recent TransactionsTransactions from the last 3 years
$305.9K
Average Price Point

    About Jim Swafford

    I am a full service Realtor/ Broker who specializes in listing residential homes and land. I also have expertise with first time home buyers. Finally, I also have experience with luxury buyers and luxury listings.
    Community Involvement
    Sponsor various clubs and nonprofits. FFA, Meigs High School clubs and sports teams, Guest Speaker, St Jude's sponsor,
    HOBBIES/INTEREST
    Football, farm, horses, travel
    FAMILY
    2 semi adult children, wife of 30 years, 2 dogs, horses,
    Read More About Jim

    Credentials

    LICENSE
    Real Estate - Tennessee - # 361060

    Specialties

    • Buyer's Agent
    • Listing Agent

    Awards

    • FastExpert 2026 Five Star Agent Award badge
    • FastExpert 2026 Top Agent in Decatur, TN Award badge

      2026

      TOP AGENT

      Decatur, TN

    • FastExpert 2026 Top Agent in Athens, TN Award badge

      2026

      TOP AGENT

      Athens, TN

    • FastExpert 2026 Top Agent in Niota, TN Award badge

      2026

      TOP AGENT

      Niota, TN

    Answered Questions

    Can I sell as-is if I still owe a lot on my mortgage?

    Yes, actually it is your home and it is up to you how you would like to list it. HOWEVER, I do not advise my clients to use "as-is" because the legal definition for this is not the same as the real estate term. Instead I simply convey that to buyers agents or buyers. Put the information in a property condition disclosure and make sure that you are not trying to deceive. Also, think of this... do you really mean "as is" in real estate terms? What if - in some situations- the only thing needed is a pan under the hotwater heater or gutter extension? Make sure that your agent takes the time to explain these things to you and that they are educated themselves in what it best for you.

    Answered by Jim Swafford | Aurora | 385 Views | Working With an Agent | 7 months ago
    How do I pick the best offer for selling my house?

    Best offer is not always the highest but all cash is not always better than a traditional or even VA or FHA. The biggest hurdle is getting through the inspection periods. Simple with all cash is that in cases of inspection requests lowering purchase price is easiest but... on the same line of thinking, does the cash buyer have plans to lower the purchase when they get the inspection. If a home is financed then you can expect appraisal but that also gives you the opportunity in the case of inspection requests to negotiate any items based on the appraisal conditions. If nothing is listed on appraisal condition then maybe that request was only cosmetic or in many cases its something that can be negotiated with fixing or money at closing.

    Answered by Jim Swafford | Rochester | 263 Views | Working With an Agent | 7 months ago