Jim Swafford Top real estate agent in Decatur

Jim Swafford

Weichert Realtors The Space Place
6 Years of Experience
(26)
$0
Total Sales Last Year
6
Years of Experience
63
Recent TransactionsTransactions from the last 3 years
$304.6K
Average Price Point

    Specialties

    • Buyers
    • Sellers

    Awards

    • Five Star Award Image
    • City Award Image

      2026

      TOP AGENT

      Decatur, TN

    • City Award Image

      2026

      TOP AGENT

      Athens, TN

    • City Award Image

      2026

      TOP AGENT

      Niota, TN

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    Answered Questions

    Can I sell as-is if I still owe a lot on my mortgage?

    Yes, actually it is your home and it is up to you how you would like to list it. HOWEVER, I do not advise my clients to use "as-is" because the legal definition for this is not the same as the real estate term. Instead I simply convey that to buyers agents or buyers. Put the information in a property condition disclosure and make sure that you are not trying to deceive. Also, think of this... do you really mean "as is" in real estate terms? What if - in some situations- the only thing needed is a pan under the hotwater heater or gutter extension? Make sure that your agent takes the time to explain these things to you and that they are educated themselves in what it best for you.

    Answered by Jim Swafford | Aurora | 80 Views | Working With an Agent | 1 month ago
    How do I pick the best offer for selling my house?

    Best offer is not always the highest but all cash is not always better than a traditional or even VA or FHA. The biggest hurdle is getting through the inspection periods. Simple with all cash is that in cases of inspection requests lowering purchase price is easiest but... on the same line of thinking, does the cash buyer have plans to lower the purchase when they get the inspection. If a home is financed then you can expect appraisal but that also gives you the opportunity in the case of inspection requests to negotiate any items based on the appraisal conditions. If nothing is listed on appraisal condition then maybe that request was only cosmetic or in many cases its something that can be negotiated with fixing or money at closing.

    Answered by Jim Swafford | Rochester | 76 Views | Working With an Agent | 1 month ago