Answers by Rose Robles

Yes and yes! You just purchased your home. 2 years ago and .5% lower is still a change. Also have you spoken with a lender? Chances are since it's a refi, your interest rate might be slightly lower. At the moment the war has increased the interest rates, but I still recommend talking with a lender(s) to see what's the best rate you can get out there. Best of luck and always refi!