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Marty Muckenfuss

Answers by Marty Muckenfuss

1 answers · 5 pts

Can I buy a home while on maternity leave?

Asked by Sarah | Memphis, TN | 03-30-2026

Marty Muckenfuss
Marty Muckenfuss03-31-2026 (3 hours ago)

Qualifier... I am not a lender. IMO - Yes, you can buy a house....(your ability to buy might be lower, your lender would be best to handle that part). If I was your realtor, I would ask you a bunch of questions/ have a broader discussion about motivation to buy now vs. waiting it out 4-6 months from now. In this scenario, is there any benefits to waiting until your life is more stable? As I remember ( I have two children) there are a lot of unknowns and life can get hectic and if you moving while all of this is going on.... seems to be adding more stress to your family, unless its an absolute necessity... If you have an option to wait, I would wait. Waiting gives you more time to plan a strategy to move, save more money if you can and not feel rushed to buy while enjoying being a parent. Congratulations!!