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Kimberly Olbrich

Answers by Kimberly Olbrich

2 answers · 10 pts

Is it better to offer a mortgage rate buydown than a price cut?

Asked by Tina Brooks | Franklin, TN | 04-06-2026

Kimberly Olbrich
Kimberly Olbrich04-07-2026 (6 days ago)

Hi, I am not sure the particulars in Tennessee with what is allowed to post in the description. However, if allowed or at least in the agent remarks, offer an option of either closing costs or a buy down rate. Buyers may appreciate to have their closing costs covered since they are already putting a good amount down towards the purchase and most likely want to budget for any possible improvements or personalization to the home as well as furniture if they need to buy any. Wishing you the best.

Are home warranties actually worth it, or just a waste of money?

Asked by Yolando L | Pomona, CA | 03-22-2026

Kimberly Olbrich
Kimberly Olbrich04-07-2026 (6 days ago)

I sell in California in your area. It is advisable to provide or have home warranty. Though, it is not a fix all if something is outside of the scope of what has been agreed in the coverage. I, personally, just bought another property and grateful that I had home warranty. A month into owning, the dryer went out. Now, it took time to get it resolved (approximately 3 weeks) but it was under home warranty and they took care of what was needed. The first service call was free. Thereafter, it is a $95.00 or so service fee (depending whom you have) Another time, I had a client that had the A/C go out back in 2014. The cost to repair was about $900 at that time. Most likely double now or more. But, because she had home warranty, she did not have to pay for the repair. I have had others that had the water heater go out and make a mess. Covered. Hope this helps.