Answers by Jennifer Tennant

Most lenders will want you to update your pre-approval at a minimum every 90 days as your credit report is only valid for 120 days for most loan programs (that allows for a 30-day escrow!). However, with the current volatility of interest rates, you will want to at least check in with your lender every 30 days and have them confirm whether your approved purchase price has changed with the fluctuating rates. You may be able to qualify for more now than you did in the fall! Best of luck with your home search in Ohio!