Answers by Eddie Blanco

As a broker who specializes in HUD homes, I always remind buyers that not every real estate agent can represent them in a HUD transaction. To purchase a HUD-owned property, your agent or broker must have an active NAID (Name and Address Identification) number, which authorizes them to submit bids and manage the purchase process through the official HUD Home Store. You can easily find qualified agents by visiting www.HUDHomeStore.gov and using the “Find a Broker” search tool—just enter your city or ZIP code to see a list of registered HUD brokers in your area. When vetting an agent, ask for their NAID number and confirm it’s active, then check their experience with HUD and “as-is” sales, knowledge of bidding timelines, and familiarity with local financing options like FHA 203(k) renovation loans. Choosing an experienced HUD-certified agent ensures your offer is handled correctly and increases your chances of securing the right property at the best value.