Morgan Hardy

? The Boring Stuff ? : Residential mortgage loan officer specializing in Tennessee, but also licensed in 4 other states! I'm a 2022 Scotsman Guide Top Originator, consecutive Knoxville Mortgage Bankers' Association winner, and I'm licensed in Tennessee to teach real estate continuing education! I'm with Foundation Mortgage, one of the largest mortgage brokers by volume in the state of Tennessee. I do both purchases and refinances VA / FHA / conventional . And I love!love!love! USDA loans and try for them whenever possible. But I get most excited about investor products - DSCR, apartment complexes, fix and flip loans, ground-up spec construction... and I can do the tricky stuff - 1099-only loans, bank statements, land only... bring. it. on. Other states I'm licensed in are FL, SC, NC and GA. NMLS# 1906208 if you wanna creep me ? ? ...but here's the stuff that matters. ? I actually like mortgages! I'd rather read a technical mortgage lending guide than eat a cookie. I'm not much of a salesperson, but I'm a heck of a loan engineer. ? I've lived in Tennessee all my life, but I've been a lot of places. I've got a Master's degree from Murray State University. I've done everything from own a comic book shop to audit worker's compensation medical bills. Do not recommend the latter. Finally, my wife always thinks I write these things like an online dating profile, so I need to add that I have a lovely wife, a wonderful pet computer, and a home I spend entirely too much money on just outside Knoxville.