The KGM Group consists of 5 licensed Real Estate Experts who focus most areas of Maryland and southern PA. Karen is a full time Team Lead and REALTOR who holds a Brokers license. She stays on top of all current market conditions, trends, neighborhoods, and is knowledgeable in all aspects of the real estate industry (REO, Assumptions, Auction, Foreclosure, Probate, Estate, etc). The team as a whole, focuses on a range of clients from First Time Sellers and Buyers to Estate planning and sales. Karen takes pride in understanding each individual person's needs and concerns while delivering quality. For Karen this is not just a job, but a rewarding career of gaining clients and friends for a lifetime! Karen is enthusiastic about her devotion to the importance of a person's largest purchase of their life. She makes each client feel as though they are her only client. Karen is among the best and brightest in the industry, and she's always striving to lead the field in research, innovation, and consumer education. Need Commercial Help? Karen and Juanita have a speciality in commercial leasing and sales.
OTHER LANGUAGES
Italian
Community Involvement
President of the Real Estate Million Dollar Association for Baltimore City and County.
HOBBIES/INTEREST
Hiking, Boating, non-profit work.
FAMILY
Each team member owns a cat or dog if not two!
Read More About Karen
Credentials
LICENSE
Real Estate - Maryland - # 661026
Designation
Associate Broker
Specialties
Buyers
Sellers
Residential Property
Commercial Property
Awards
2025
TOP AGENT
Parkville, MD
2025
TOP AGENT
Perry Hall, MD
2025
TOP AGENT
Nottingham, MD
Other Awards
2018, 2019, 2020, 2021, 2022 Top Producer in Region Award - multi brokerage
View All Awards
FAQ
1. What advice would you give a buyer trying to purchase a home?
Look at all the options. Sometimes a specific loan type may seem intriguing but is not the best fit for your needs. Always ask or Real Estate professional for their loan officer referral.
2. What advice would you give a seller trying to sell their home?
Hire a professional who doesn't just list the home but markets it the right way with a local brokerage and community connections.
3. How did you get started in Real Estate?
I started in Real Estate when I hired a realtor to sell my home and felt she did not represent us as well as she could. I decided that if she could do it, I could do it better and I have.
Note: Reviews may include other agents on their team
What clients say about this agent....
Responsive
Professional
Knowledgeable
Outstanding
Communicative
Trustworthy
Attentive
Sold Quickly
Available Remotely
David F.
Review for Member: Karen Harms
November 14, 2025
Local Knowledge
Process Expertise
Responsiveness
Negotiation skills
ZillowVERIFIED
As a mortgage lender, I get to work with a lot of real estate agents aEUR" and every now and then, one truly stands out. Lilly Stone is one of those agents. We recently shared a client who needed a tenant lined up for their departing residence fast in order to move forward with their purchase. Lilly stepped in without hesitation. She handled everything: prospecting qualified tenants on a tight timeline, taking high-quality photos, preparing the listing, and getting the property marketed immediately. Her responsiveness made all the difference, and her professionalism kept the entire transaction moving smoothly. Lilly went above and beyond for our mutual client, and I'm grateful for partners like her who understand urgency, communication, and client care. I highly recommend her to anyone needing a dedicated realtor who gets things done.
Millerana4
Review for Member: Karen Harms
September 7, 2025
Local Knowledge
Process Expertise
Responsiveness
Negotiation skills
ZillowVERIFIED
Karen did an excellent job for us. I believe she did more than we could have expected! Shes very knowledgeable about the whole process and explained everything step by step so we can understand it clearly! She really went above and beyond watching out for our best interests!! If youre looking for a good realtor I highly recommend contacting Karen at Cummings!!!
Eithwaz
Review for Member: Karen Harms
March 4, 2025
Local Knowledge
Process Expertise
Responsiveness
Negotiation skills
ZillowVERIFIED
Lilly was wonderful. We knew what was going on with whole process every step of the way. She negotiated with our mortgage company when we weren't getting the answers we thought we should have been getting. She has the contacts that helped us make our decision so much easier. I really can't say enough.
Helmstephen1
Review for Member: Karen Harms
May 15, 2024
Local Knowledge
Process Expertise
Responsiveness
Negotiation skills
ZillowVERIFIED
When my wife and I decided to move back to Maryland from California, we knew Karen would be the right agent to help us handle the purchase of our new home. Karen helped us refine our search, parse through the results and find the perfect house. She met with us on short notice when we flew in for an on the ground search, and helped us negotiate a deal before our wheels took off for home. It couldn't have worked out better. Throughout the closing process she has been an invaluable advisor, and our eyes and ears in Maryland while we closed up our lives on the West Coast. We couldn't have done it without her. Needless to say, we highly recommend Karen!
Joshua H.
Review for Member: Karen Harms
January 5, 2024
Local Knowledge
Process Expertise
Responsiveness
Negotiation skills
ZillowVERIFIED
Karen was such a pleasure to work with in selling a property in Baltimore County. She is Professional, has clear communication, and worked to get the deal closed quickly. There are a lot of choices for realtors out there, and I would not hesitate to recommend Karen to anyone looking to buy or sell their home!