James Kil

Im James Kil native born San Franciscan where I attended St Annes Archbishop Riordan and San Francisco State University My entire career has been spent in finance specifically mortgages and loans I began by specializing in credit risk mitigation and eventually found myself with Wells Fargos mortgage underwriting department With 15 years of experience under my belt I was blessed with an opportunity to join a Capital Markets team as an associate where I honed my expertise in property underwriting and analysis finance line management and whole loan trading I personally believe that I had a modest upbringing My parents leased a stand in a flea market to upkeep tuition and housing costs so I was aware of the hardships and stresses of maintaining a place to call home Though a home is subjective the multi layers and facets of how Real Estate affects its owners tenants neighborhoods zip codes lenders Wall St and the government is a remarkable reflection of how intertwined a single home is to the world and I would be honored to guide you through becoming a keystone to this beautiful network