Service Areas
About Cindy Herrera
OTHER LANGUAGES
Community Involvement
HOBBIES/INTEREST
FAMILY
Specialties
- Sellers
- Buyers
- Residential Property
Move-Up Sellers • Luxury Listings • New Construction • Relocation • VA Buyers • Spanish-Speaking Clients • Probate/Trust Sales • Investment/1031
Awards
Recent Sales
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Cindy Herrera's Reviews & Ratings
- Responsive
- Knowledgeable
- Communicative
- Professional
- Outstanding
- Hard working
- Attentive
- Trustworthy
- Great for new buyers
- Excellent negotiator
Sandra D'Alessandro
ZillowVERIFIEDCindy is truly the best real estate agent we have ever worked with! My husband and I are foreign buyers, which made the process much more complicated, but Cindy handled everything flawlessly. She went above and beyond to ensure that every detail was taken care of, and made us feel comfortable and supported throughout the entire journey. Cindy was always available, answered our questions promptly, and her expertise made the transaction smooth and stress-free. We highly recommend Cindy to anyoneaEUR"in our experience, she is simply outstanding and a pleasure to work with! Five stars without hesitation!
Sandra D'Alessandro
ZillowVERIFIEDCindy is truly the best real estate agent we have ever worked with! My husband and I are foreign buyers, which made the process much more complicated, but Cindy handled everything flawlessly. She went above and beyond to ensure that every detail was taken care of, and made us feel comfortable and supported throughout the entire journey. Cindy was always available, answered our questions promptly, and her expertise made the transaction smooth and stress-free. We highly recommend Cindy to anyone?in our experience, she is simply outstanding and a pleasure to work with! Five stars without hesitation!
Avery Sautter
ZillowVERIFIEDCindy was on top of things from the second we said we wanted to move. We were interested in staying in the Surprise area but she truly listened to our short term and long term goals to give us the best possible home. Cindy was punctual, friendly, informative and overall just amazing!
Zane Miller
ZillowVERIFIEDCindy was such an amazing person to work with. I bought my first house recently and Cindy was more than helpful, caring, and knowledgable. I could not recommend her enough to anyone! She made buying my first house so fun and easy!
Paula
ZillowVERIFIEDCindy and her team ARE AMAZING! HIGHLY RECOMMENDED! The house was quick on the market and sold within 10 days. Easy to communicate with. She listened to all of our needs and was VERY helpful with explaining the processes of selling a home.
Answered Questions
This comes up all the time for my first-time homebuyers. The good news is yes, your family can help with your down payment! Lenders just have rules on how that " gift moneyaEUR? is received. It has to be documented with a gift letter and a clear paper trail. The safest way is having your family transfer the funds directly from their bank to yours (or to escrow) so it's clean and easy to verify. What you want to avoid is cash deposits or money bouncing between accounts, that's when lenders start saying no. Tip: talk to your lender before your family moves the money, so you don't have to redo anything. With the right steps, family gifts are one of the best ways to get into your first home faster and with less stress.
I love this question because more first-time homebuyers in the West Valley (Peoria, Goodyear, Surprise, Buckeye, etc.) are asking about mortgage buydowns right now. The short answer: yes!! Family can usually help cover a temporary mortgage buydown, but it has to be set up the right way. Just like with gift funds for a down payment, the lender needs it documented. The money can't just be handed over, it has to be contributed through escrow and tied to the loan process so it's a clean, traceable paper trail. Some lenders may have extra forms or require it to be called a " seller/lender concession,aEUR? so always loop your lender in before your family wires a dime. Tip: If your family is putting up that kind of money ($17K), ask your lender to run side-by-side scenarios (2-1 buydown vs. permanent rate buy-down). Sometimes the math works out better one way or the other, and this way you get the most out of their generosity.
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