Service Areas
About Cindy Herrera
OTHER LANGUAGES
Community Involvement
HOBBIES/INTEREST
FAMILY
Specialties
- Sellers
- Buyers
- Residential Property
Move-Up Sellers • Luxury Listings • New Construction • Relocation • VA Buyers • Spanish-Speaking Clients • Probate/Trust Sales • Investment/1031
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Cindy Herrera's Reviews & Ratings
- Responsive
- Knowledgeable
- Communicative
- Professional
- Outstanding
- Hard working
- Attentive
- Trustworthy
- Great for new buyers
- Excellent negotiator
User1890441
ZillowVERIFIEDCindy was amazing to work with! She made the process of selling our home smooth and efficient from start to finish. Communication was always quick and clear aEUR" we never felt out of the loop. She was friendly, kind, and truly considerate of our needs throughout the entire process. We couldnt have asked for a better experience and highly recommend Cindy to anyone looking to sell their home!
Melissa
ZillowVERIFIEDWorking with Cindy Herrera, Realtor with eXp Realty and The Garcia Group, has been a total game-changer. She helped us grow our real estate portfolio from zero properties to three in just a few years. Cindy found off-market investment opportunities we wouldve never known about, negotiated like a pro, and kept us informed every step of the way. From the first call to the day we got our keys, Cindy made the process clear, smooth, and stress-free. She always responded fast, explained everything in detail, and went above and beyond even after closing. Her experience, connections, and local knowledge of the West ValleyaEUR"Goodyear, Buckeye, Surprise, Peoria, and Litchfield ParkaEUR"are unmatched. If youre looking for a realtor who truly cares, knows the market, and fights for your goals, Cindy is the one. Shes our realtor for life and the only agent well ever recommend.
Sandra D'Alessandro
ZillowVERIFIEDCindy is truly the best real estate agent we have ever worked with! My husband and I are foreign buyers, which made the process much more complicated, but Cindy handled everything flawlessly. She went above and beyond to ensure that every detail was taken care of, and made us feel comfortable and supported throughout the entire journey. Cindy was always available, answered our questions promptly, and her expertise made the transaction smooth and stress-free. We highly recommend Cindy to anyoneaEUR"in our experience, she is simply outstanding and a pleasure to work with! Five stars without hesitation!
Sandra D'Alessandro
ZillowVERIFIEDCindy is truly the best real estate agent we have ever worked with! My husband and I are foreign buyers, which made the process much more complicated, but Cindy handled everything flawlessly. She went above and beyond to ensure that every detail was taken care of, and made us feel comfortable and supported throughout the entire journey. Cindy was always available, answered our questions promptly, and her expertise made the transaction smooth and stress-free. We highly recommend Cindy to anyone?in our experience, she is simply outstanding and a pleasure to work with! Five stars without hesitation!
Avery Sautter
ZillowVERIFIEDCindy was on top of things from the second we said we wanted to move. We were interested in staying in the Surprise area but she truly listened to our short term and long term goals to give us the best possible home. Cindy was punctual, friendly, informative and overall just amazing!
Answered Questions
This comes up all the time for my first-time homebuyers. The good news is yes, your family can help with your down payment! Lenders just have rules on how that " gift moneyaEUR? is received. It has to be documented with a gift letter and a clear paper trail. The safest way is having your family transfer the funds directly from their bank to yours (or to escrow) so it's clean and easy to verify. What you want to avoid is cash deposits or money bouncing between accounts, that's when lenders start saying no. Tip: talk to your lender before your family moves the money, so you don't have to redo anything. With the right steps, family gifts are one of the best ways to get into your first home faster and with less stress.
I love this question because more first-time homebuyers in the West Valley (Peoria, Goodyear, Surprise, Buckeye, etc.) are asking about mortgage buydowns right now. The short answer: yes!! Family can usually help cover a temporary mortgage buydown, but it has to be set up the right way. Just like with gift funds for a down payment, the lender needs it documented. The money can't just be handed over, it has to be contributed through escrow and tied to the loan process so it's a clean, traceable paper trail. Some lenders may have extra forms or require it to be called a " seller/lender concession,aEUR? so always loop your lender in before your family wires a dime. Tip: If your family is putting up that kind of money ($17K), ask your lender to run side-by-side scenarios (2-1 buydown vs. permanent rate buy-down). Sometimes the math works out better one way or the other, and this way you get the most out of their generosity.
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