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How to buy a house in California with bad credit?
Chris Cervantes
RE/MAX GOLD
Buying a home with less-than-perfect credit is still possible, though it can take a bit more planning. Here are some tips:
Check your credit report – make sure there are no errors dragging your score down.
Consider FHA or other government-backed loans – these allow lower credit scores and smaller down payments.
Save for a larger down payment – putting more money down can make lenders more comfortable approving your loan.
Work with a mortgage broker – they can help match you with lenders who specialize in buyers with lower credit scores.
Keep your finances stable – avoid taking on new debt and pay bills on time to show financial responsibility.
Even if your credit isn’t perfect, being organized and prepared can help you become a strong buyer. If you want, I can help connect you with lenders in California who work with buyers in situations like yours. Reach out anytime, and let’s make your homeownership goals happen!
- 4 days ago
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Marta Stasik Fahme
Stasik Homes Real Estate
- 1 year ago
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It's definitely possible to buy a house with bad credit. While it may take some additional work, find out how to buy a house with bad credit and low income.
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