HomeAdviceSellingDoes a house fire affect home value?

Does a house fire affect home value?

A few years back our house was struck with lightening and caught on fire. Fire dept was quick and we lost about half of the 2nd floor. We obviously did remediation and repairs. The house is completely fine now and no damage remains. But do we need to disclose this when selling our house? Will the fact that it caught on fire affect our home value?

Asked by Tony 16 viewsSelling03-23-2026

Answers (2)

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Chris CervantesRising Star27 Answers
Chris Cervantes

RE/MAX GOLD · Fairfield, CA

(7 reviews)
Yes. In California, sellers are required to disclose material facts that could affect a buyer’s decision. A prior house fire—even if fully repaired—falls under that!
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03-24-2026··
Nichole KlierNovice2 Answers
Nichole Klier

Keller Williams Arizona Living Realty · Bullhead City, AZ

(61 reviews)
Hi Tony, Great question—and one that comes up more often than you might think. Real estate disclosure requirements can vary by state, so it’s always a good idea to confirm with a local real estate professional or real estate attorney in your area. In many states (including here in Arizona), sellers are required to disclose any known material facts about the property that could affect a buyer’s decision. Even if the damage has been fully repaired and there are no remaining issues, a past fire is typically something that would be disclosed, along with the repairs/remediation that were completed. Providing documentation of the work done can also help reassure buyers. As for value, it really depends on the situation. If repairs were done properly and the home is in good condition, the impact is often minimal—but buyer perception can vary. Transparency tends to go a long way in maintaining trust and keeping a transaction on track. Best of luck with your sale!
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03-24-2026··
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