Answers by Robert MacLean

No. You can sign a buyer agreement for any period of time less than 90 days. It can also be for a specific house or houses. You do not need to pay a Brokers fee prior to the close of escrow. There is also a box to check to have the seller pay the fee.

It is not common to have the selling agent ask to have you get pre-approved with their lender of choice. But it does happen. If you have gone through underwriting with your current lender that is all you should need to do. Your lender can talk to their lender and they can give them what they need to make them feel comfortable to accept your offer.

Yes you can. During escrow there is a form for your spouse to fill out stating they are aware that you are buying the property separately. Check with your CPA as to what the best tax advantages are filing jointly v separately.

Talk to the lender who hold the note on the property. They have a whole department that will assist you in the steps necessary and get you the amount needed to bring it out of foreclosure.