Answers by Lori Thurman

Your 3.4% rate is an incredible asset — and it makes sense to hesitate before giving that up. But interest rate alone shouldn’t drive the entire decision. The real question is whether your current home still fits your life. Rates matter, but so does quality of life. If your home no longer supports your family’s needs, that’s a strong indicator it’s time to move. Even with a higher rate, your equity may put you in a strong position. Let’s look at the numbers so you can make a confident, informed decision. Let me put together a full equity and purchase‑power analysis for you. No pressure — just information. Once you see the full picture, you’ll know exactly what the right move is for your family.