Answers by David Mozingo

You must decide if moving is worth it considering the interest rates today on your new a home. Some builders will buy the interest rate down to 4%, so consider a new home. 3.4% is very attractive. Even though you don\'t want to be a landlord, consider hiring a property manager to deal with renting out your house. 20 years from now. You\'ll be glad you kept that house. If you need money from your equity in your current house. Consider getting down payment assistance and have the seller pick up your closing costs. Many sellers will. If you\'re a veteran, use your VA zero down benefits.

Both buyers and sellers have closing costs however, it is totally negotiable who pays the fees. A good REALTOR can guide you through how to negotiate who will pay fees in your contract.