Answers by Dave Townsend

Hi, Buying a home in an HOA is like buying into a club. Their are rules and restrictions. You should also pay attention to the rules and restrictions and make sure they meet your expectation of what you want to do with the property. Example, do you want chickens? Do you want your next door neighbor to have chickens?? An HOA sets rules to keep the property values and condition of the neighborhood at a certain level. Subdivision hoa fees typically cover certain items for a subdivision like common ground maintence, maybe trash service, maybe a pool? Most subdivisions have accounting to see what is paid in and what it goes for. Find out the rules and the benifits of the \"club\" you are buying into. Most subdivisions are set up to protect your investment in your home.

it is best to speak to an attorney in advance and you can draft an agreement. The title company then can title and deed that property to be consistent with the agreement.

Just ask. Maybe ask a couple of neighbors. You may get several opinions. Good idea to ask! :)