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Need to disclose issues with the home from 15 years ago?
We had an issue with our basement flooding 15 years ago. We've fixed the issues and also installed a second sump pump. Haven't had a problem since then. Since the issue is fixed and it's been 15 years of a dry basement, do we need to disclose this? And in general, is there a timeframe for the seller disclosure? For example, does the seller only disclosure issues that have occurred within the past 10 years?
Asked By Beckett | Davenport, IA | 450 views | Selling | Created 7 months ago
Answer(8)
Amanda Courtney
REP Realty Group
Yes, if the issue could still affect the property’s value or safety. Florida law requires sellers to disclose known material defects even if they were repaired years ago. Full transparency helps protect you from future liability.
- 3 months ago
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Jason Craig
Coldwell Banker
In most states, there isn’t a cutoff date for disclosing past problems. Seller disclosure forms ask about any known defects or repairs that could materially affect the value or safety of the home. Even though the basement hasn’t flooded in 15 years and you’ve taken steps to correct it, water intrusion is considered a significant issue.
The safest course is to be transparent: note on the disclosure that there was a flood 15 years ago, explain what you did to fix it (drainage improvements, sump pumps, waterproofing), and state that the problem has not recurred. This shows buyers that you’ve addressed the issue, and it reduces your risk of a claim later if water appears and a buyer says you hid the history. There is no benefit to omitting information once you’re aware of it.
Because disclosure laws vary by state, go over your local property disclosure form with your listing agent or an attorney. They can advise you on which questions apply. When in doubt, disclose and document the repairs rather than hope a past issue stays buried.
The safest course is to be transparent: note on the disclosure that there was a flood 15 years ago, explain what you did to fix it (drainage improvements, sump pumps, waterproofing), and state that the problem has not recurred. This shows buyers that you’ve addressed the issue, and it reduces your risk of a claim later if water appears and a buyer says you hid the history. There is no benefit to omitting information once you’re aware of it.
Because disclosure laws vary by state, go over your local property disclosure form with your listing agent or an attorney. They can advise you on which questions apply. When in doubt, disclose and document the repairs rather than hope a past issue stays buried.
- 3 months ago
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Amanda Stanford
Magnolia Realty San Antonio | Hill Country
In Texas, the rule of thumb is simple: if you know about a past issue, you share it. The Seller’s Disclosure doesn’t set an expiration date, so even something that happened 15 years ago—like a water leak—belongs on the form. But here’s the key: you also get to tell the story. You can note that it was a one-time event, it was repaired, and there’s been no problem since. That way, you’re protected, the buyers feel confident, and no one is left guessing. It’s about honesty with wisdom—full disclosure that still keeps you in control.
- 5 months ago
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Chris Doherty
Doherty Properties LLC
Most states don’t set a strict time limit (like 10 years) on disclosures. Instead, the rule is that you must disclose known, material defects — anything that could affect the home’s value or safety. If a past issue has been fully repaired and hasn’t been a problem for many years, it usually isn’t considered a current defect.
That said, disclosure laws vary by state. Some disclosure forms specifically ask about any history of water or flooding, no matter how long ago. If that’s the case where you live, you should answer honestly and also explain the repairs and improvements you made (like the sump pumps and 15 years of a dry basement). Often, buyers appreciate the transparency and the fact that you invested in a lasting solution.
When in doubt, it’s safest to disclose and explain rather than risk a dispute later. Your real estate agent or attorney can guide you on the exact requirements for your state.
That said, disclosure laws vary by state. Some disclosure forms specifically ask about any history of water or flooding, no matter how long ago. If that’s the case where you live, you should answer honestly and also explain the repairs and improvements you made (like the sump pumps and 15 years of a dry basement). Often, buyers appreciate the transparency and the fact that you invested in a lasting solution.
When in doubt, it’s safest to disclose and explain rather than risk a dispute later. Your real estate agent or attorney can guide you on the exact requirements for your state.
- 4 months ago
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Andrea Ballesteros
Colwell Banker Global Luxury
Disclose, disclose, disclose. It is always best to disclose, present how it was corrected (if you have receipts etc that is best) and let the buyer know you have not had any issues since. This is the best way to protect yourselves from lawsuits in the future.
- 4 months ago
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JulieAnn King
RE/MAX Central
Hi Beckett, I am in NJ, so please confirm my answer with a local realtor. In my experience and opinion, it is best to disclose everything and back it up with receipts or permits with the work that you did. It shows that you have nothing to hide and that you take care of your home. And the fact that you have not had any recent issues is a testament to the quality of the work that you did. Should you not disclose and a buyer find out, it looks like you were trying to hide something.
I hope this helps!! Good Luck
I hope this helps!! Good Luck
- 6 months ago
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Hi Beckett! I'm in KY so please keep in mind that laws are different in each state. In KY, sellers are expected to close any deficiencies that you are aware of since you've owned the home, whether or not they have been remedied. You never want to put yourself into a situation where you didn't disclose something, and you end up in court later. If you are aware, disclose. To answer the 2nd question (in KY), you are required to disclose since the moment the home became yours. I hope this helps! So much luck on selling your home!
- 5 months ago
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